Sacramento, CA

Meet your Sacramento team.

Traci Ghilardi

Mortgage Advisor
MLO#1570347
Mobile: 916-601-7162
Office: 925-513-0444

You will be pleasantly surprised as we guide you through the loan process, from initial application to final close, with ease. Attention to detail assures you of a seamless experience, and answers to your questions at every step. We want you to close your transaction, whether it be a new home purchase, or a refinance, feeling satisfied and confident in your choice to use our services.

Our product range is vast:

  • Conventional, High Balance Conforming and Homepath
  • VA, VA Jumbo, and VA IRRRL Refinance
  • FHA, Energy Efficient Mortgages, Streamline Refinance, and 203k
  • USDA and USDA Pilot Refinance
  • Jumbo products
  • HARP Fannie Mae and Freddie Mac
  • Down Payment Assistance Programs with Platinum Grant, and CalHFA
  • Home Equity Lines of Credit up to 89.99% combined loan to value
  • Jumbo line – up to 95%
  • First time buyer conventional programs with only 3% down payment

As you can see, this allows you choices, and ensures you are moving forward with the best loan product tailored to you and your specific needs and goals.

Contact us Today

Location:

2277 Fair Oaks Blvd. Ste. 195
Sacramento CA 95825
Phone: 916-601-7162
Fax: 925-513-0647

Monday – Friday, 8:30 AM – 5:00 PM
After hours by appointment.