Proudly serving the Bay Area since 1999.

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Look no further for your lending needs. I'm the customer no lender wants to get, a VA buyer looking to purchase a home 450-550K, zero down. Laughed at by some, ignored by others, and Delta was the 4th lender I talked to. Impressed and amazed is an extreme understatement. Shelly and Rachel are top-notch, go-getters that won't take NO for an answer. Super job ladies, thanks so much!
Howard E.
Livermore, CA
We used Cynthia here and let me be the first to say: She kicked ass. We were new to the whole home buying thing and she helped us with everything related to the mortgage side of the transaction and then some. Being our first time, I had about 500 questions. Some were sent via e-mail far too quickly and some were sent saying things like "I honestly have no clue what your email means, but I think it means forward progress". She never skipped a beat. I even had to go out of town for a day and she said, since I would be in training I'll setup the meeting for you. So helpful words cannot describe it.
David W.
Brentwood, CA
I was a first homebuyer/mortgage newbie and Ben Bauer took me under his wing. He walked me through the process, explained all the ins and outs, never made me feel like an idiot despite the 100s of random and not so random questions I threw at him and was THE most responsive person I've worked with...period.
Melissa W.
San Francisco, CA
Darcy saved me! After a horrible experience with Bank of America she assured me she could have my refi closed quickly with Delta. With a super busy schedule she kept me up to date via email and sent me all needed forms to sign and email back. It was a quick and painless process and she was very helpful with all my questions. I kind of wish I wasn't done with the process because now I feel like I gained a friend! Thank you Darcy!
Dan T.
Brentwood, CA
Shelly helped us purchase our home a year ago. Shelly is knowledgeable, fast and provided us with excellent customer service. Currently Shelly and Rachel are helping me refinance a rental property I own. They are the best! I would highly recommend them to anyone looking to buy or refinance. Thank you ladies!!!
Jenn Y.
Discovery Bay, CA
After having an unpleasant experience, to say the least, with Quicken Loans, it was hard for us to trust another mortgage company that we feel won't lie to us and give us lip service just to get our business..and then we found the Delta Lending Group...they walked us through the process, they listened to all our concerns and answered all our questions no matter how many times we asked them..Great company..great people.
Jo S.
Brentwood, CA
Delta Lending is a fantastic company and they deserve the very highest recommendation. I was completely blown away by the level of excellent service I received and how quickly our loan was completed. I have finally found a local company I can trust with all of my real estate financing needs. I even referred my parents to Delta Lending because of the excellent service I received from Mark DiMercurio.
Andrea C.
Brentwood, CA
Shelly, Alicia, Tirrell and Courtney made buying our first property so easy.and quick! We were told that our process was easier than most because of how quickly we responded to emails, etc. but they were equally as responsive and there was never even a hint of annoyance with any question that we asked them. They listened to our needs and concerns and explained every step in the process. Hands down the best buying experience we could have asked for :)
A.O.
Newark, CA
Although we didn't actually go through with our refinance, the experience we had with Cynthia and Delta Lending was phenomenal. Cynthia was very responsive, friendly, and professional. The E-Mails we received were always detailed and well thought out. I highly recommend them.
Latimer L.
Antioch, CA

Delta Lending Group specializes in helping people realize the dream of home ownership. We have consulted thousands of people who are purchasing or refinancing a home to live in or for investment purposes. Our mortgage originators are seasoned professionals who average over 10 years of lending experience and are the key to our continued success.

A Division of Finance of America Mortgage LLC - NMLS 1071

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Delta Lending Group has been an established mortgage lending company for the last 17 years. Nestled in the heart of Brentwood, CA, Delta’s reputation for quick, easy, and friendly home loans is renown throughout the Bay Area. People have come to know us as the top servicer of refinancing, purchase home loans, reverse mortgages, and general mortgages — becoming the top mortgage company/mortgage lender in Contra Costa county and beyond. Our loan officers of 10+ years are refinancing specialists who are ready to serve your mortgage needs. Delta Lending has expanded their umbrella into surrounding cities. We offer different services including refinancing and reverse mortgages in Brentwood, Discovery Bay, Antioch, Concord, Pleasant Hill, Walnut Creek, Oakley, and many more.

With the combined knowledge and experience of the entire team under the entity known as Delta Lending Group, they have serviced clients from the entire state of California and beyond — becoming the most renown Mortgage Lender/Mortgage Company in East County / East Bay.

Meet Our Team

Alicia

Alicia Foster

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EMAIL ME
aliciaf@deltalending.com

Office: 925-392-3148
Fax: 925-281-0733
Delta Lending Group
191 Sand Creek Rd. #100
Brentwood, CA 94513

Transaction Coordinator


Anthony

Anthony Silva

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EMAIL ME
asilva@deltalending.com
MLO 291603
Cell: 925-250-0781
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

Anthony has been in the mortgage industry since 2002, and is proud to say he has devoted every year to Delta Lending Group. His loyalty and commitment to DLG is also what you can expect as your dependable mortgage consultant. In 2005, Anthony was awarded the “Affiliate of the Year, in Recognition of Exemplary and Distinguished Service to the Delta Association of Realtors, the Real Estate Industry and his Community”. 

Outside of the office. Anthony devotes time to his family coaching his son Andres in baseball and his daughter Arianna in softball. He has been married to his wife Cathy since 2001. He is a 3rd generation community volunteer for numerous non-profit organizations and has served on the Board of Directors of the East County Boys & Girls Club, D. A. R. Community Service Foundation and Perk’s Sports Academy which he was also the co-founder.

Anthony has been a baseball coach for over 20 years from t-ball to high school levels, and also traveled to 14 states playing men’s competitive softball for various teams. He is a member of U.A. Local 342 Steamfitters of Concord where he serves on the Health and Welfare Committee and is the Manager of the Union’s Traveling Softball Team.

Whether in the office or on the field, Anthony is a loyal, committed, giving, and hard working teammate whose goals in life are based on his two favorite quotes…

“Live so when your children think of fairness, caring and integrity, they thing of you.” – H. Jackson Brown

“I’ve learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel.” – Maya Angelou


Relationship Manager


Ben

Ben Bauer

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EMAIL ME
bbauer@deltalending.com
MLO 283747
Cell: 925-200-9500
Office: 925-906-1100
Fax: 925-906-9550
Delta Lending Group
3478 Buskirk Ave.
Pleasant Hill, CA 94523

Ben first entered the mortgage business as a broker in 1995. He has held various positions in the San Francisco mortgage market, ranging from an individual broker to staffing, training, managing, mortgage banking and growth of business. In 2001, Ben opened Delta Lending Group’s Walnut Creek branch and then Pleasant Hill branch, where he staffed and trained new employees. In 2003 and 2004, Ben was awarded Peak Performer by Providence Systems, the nation’s leading coaching company in the Real Estate and Lending industry. In 2009 Ben was placed on the Advisory Council of Blossom Wealth Management.

Among other endeavors he has been a partner in a construction and development company with operations located throughout Northern California from 2005 to 2007.

In 2006, Ben joined STaSIS Motorsports as the General Manager. STaSIS Motorsports competed in SPEED World Challenge campaigning 3 purpose-built Audis. Under his direction, STaSIS finished 3rd in 2006 and 2007 with multiple track records. Ben also is a senior driving instructor with the Audi Club North America, where he continues to share his passion of the brand with other motorsports enthusiasts.

Ben studied International Business at San Francisco State University. Today, he continues to add to his knowledge through persistent research on world economies, currencies, money flows and their effects on local markets.


Branch Manager


Christian

Christian Knight

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EMAIL ME
christiank@deltalending.com
MLO 250290
Cell: 925-759-3492
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

My name is Christian Knight and I have lived in the Oakley and Brentwood area for a majority of my life. I met my wife Gail while attending Loyola Marymount University in Los Angeles. We moved back to Oakley to start our family and we have 1 son named Brayden. I initially pursued career as a Realtor however in 2002 I followed my passion to become a Mortgage Advisor. I enjoy helping buyers accomplish their goals of home ownership as well as assisting current homeowners with refinancing their mortgages to best serve their financial needs. I am a hard working, reliable, and trustworthy person and feel that those qualities are essential to make my clients feel confident that I am going to help them reach their goals and make the loan process as smooth and simple as possible. Please contact me for any additional information and I look forward to assisting you in the future.


Mortgage Advisor


Coynda

Coynda Lozano

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EMAIL ME
clozano@deltalending.com
MLO 242505
Cell: 925-584-4824
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

A local Brentwood mortgage lender with over a decade in the industry, Coynda believes a mortgage should be about building relationships, and helping her customers achieve their home financing goals, not just a transaction, she wants Clients for Life. Working as an Assistant to a Loan Officer, Coynda quickly accumulated experience with all types of transactions, borrowers, agents, and situations.

Coynda’s goal is to make your mortgage process as streamlined and smooth as possible. Having experience in all aspects of the mortgage process, Coynda offers her customers well-rounded expertise to get the job done while providing the highest level of Customer Service.

Coynda strives to help her clients; enabling them to see how their home and their loan fits their lives. As your Loan Officer, Coynda will work with you throughout the entire process, taking time to find the perfect loan to fit your needs and keep you educated and up to speed during the entire process.


Mortgage Advisor


Cynthia

Cynthia Ulricksen

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EMAIL ME
cynthia@deltalending.com
MLO 283562
Cell: 925-285-1825
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

Cynthia has been originating mortgage loans for 11 years and has been in the finance industry for more than 25 years. Over the last 6 years Cynthia has seen drastic changes in the lending market as well as many, many mortgage program changes, but Cynthia takes pride in educating herself and keeping up with these constant changes. Understanding the specific need of each borrower and having the knowledge of what program fits the borrower’s need is Cynthia’s specialty!

Cynthia and her husband of 26 years have lived in Brentwood since 1997. Since 1997 they have seen East Contra Costa grow and flourish. They have two daughters ages 22 & 17.


Mortgage Advisor


Darcy

Darcy Wills

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EMAIL ME
darcyw@deltalending.com
MLO 954964
Cell: 925-234-1301
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

With over 20 years of experience in the mortgage industry, I have the ability to assess my client’s home lending needs. I possess the Knowledge, Commitment, and Trust you need in a mortgage professional.

The current state of the mortgage industry is changing at a rapid pace. You need a loan officer that is current on the new regulations and programs. This ongoing investment gives you the peace of mind, knowing that your loan will be completed correctly and on time – no hidden surprises

I have lived in Brentwood over 11 years with two children, and husband. Loves the Delta life, boating, fishing and spending time with family and friends.



A Division of Finance of America Mortgage LLC - NMLS 954964
NMLS Consumer Access

Mortgage Advisor


Jake

Jake Murray, MBA

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EMAIL ME
jake@deltalending.com
MLO 1399632
Cell: 925-984-4342
Office: 925-906-1100
Fax: 925-906-9550
Delta Lending Group
3478 Buskirk Ave. Suite 1037
Pleasant Hill, CA 94523

Jake is new to the mortgage industry and to Delta Lending. He joined Delta's team in 2015 as a Mortgage Advisor. Previously, he worked as a financial analyst in the healthcare industry. He decided to pursue a career in this business because he has a love for finance/real estate and because he enjoys helping others. He has lived in the bay area his entire life and loves it here. He spent his childhood here, attended college at St. Mary's College (B.S.) and California State University East Bay (M.B.A.), and has spent the past six years living in Pleasant Hill, with his wife and two sons. Outside of work, Jake enjoys spending time with this family and friends, playing/watching all types of sports, and being active outdoors.


Mortgage Advisor


Joy

Joy Motts

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EMAIL ME
jmotts@deltalending.com
MLO 250531
Cell: 925-813-0036
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

I have been working in the Mortgage Industry for over 25 years. Prior to 2003 I worked in the servicing side of mortgage loans in the funding department and as a Supervisor. In 2003 I was able to transfer my experience over to the financing side of mortgage loans and became a licensed Mortgage Loan Officer. My vast experience and the fact that I have lived and worked in Antioch and the East Bay my entire life have helped me build the relationships and expertise to provide quality service for those seeking to purchase or refinance a home loan in our area. I take pride in helping my clients complete mortgage transactions quickly, honestly, with transparency and integrity.

I also believe in being an active member of my community and of being of service to my community. I am involved in many local service organizations that raise money for local charities, serve on many committees that work toward creating a better future for our youth and families and I am currently 2 years into a 4 year term on the Antioch School Board, serving this year as Vice President. My motto in life is “One person can make a difference, and everyone should try” – John F. Kennedy


Mortgage Advisor


Kristin

Kristin Orman

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EMAIL ME
kristino@deltalending.com
MLO 285787
Cell: 925-890-4679
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

Kristin has been involved in the mortgage industry for over 20 years in East Contra Costa County. She has working relationships with a network of reputable realtors throughout the county and is dedicated to meeting your needs in an ethical manner. She is focused on quality work and customer services for each and every one of her clients.


Mortgage Advisor


Mark

Mark DiMercurio

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EMAIL ME
markd@deltalending.com
MLO 247777
Cell: 925-382-6300
Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

Mark has been originating mortgages for 21 years. He is owner and founder of Delta Lending Group. The company was founded in 2000 and has grown into the top mortgage company in Eastern Contra County. He attributes the success to the honest, ethical and professional loan officers and staff that surround him. “We have been through many storms, and it is our people that have helped us to weather it. I am truly blessed to be surrounded by these amazing individuals.” Mark still lives in his home town of Antioch with his wife Donna. He has 2 children, Josh and Jenna. He loves being on the Delta with his buddies fishing for sturgeon, salmon or stripers. His other love is watching sports and hanging out in the backyard.


Branch Manager


Michael

Michael Lopez

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EMAIL ME
Michael@deltalending.com
MLO 1073220
Cell: 925-917-0616
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513
Michael was born in Martinez and currently lives in Brentwood with his wife, Jessica, and his son, Grayson. He's been in the mortgage business since 2013 and has a passion for getting people into the home of their dreams by providing the best mortgage for their individual financial situation. "I take pride in offering home buyers the best loan program that suits their needs. I am always available to prospective borrowers and I work side by side with them until their loan closes. If any roadblocks come between the borrower and their future home, I make it my duty to find the best solution and address it so they can move forward." Give Michael a call today, you'll be glad you did!

Mortgage Advisor


Norm

Norm Whiteman

×
EMAIL ME
Norm@deltalending.com
MLO 237198
Cell: 925-788-8368
Office: 925-906-1100
Fax: 925-513-0647
Delta Lending Group
3478 Buskirk Avenue, Suite 1000
Pleasant Hill, CA 94523

Mortgage Advisor


Shelly

Shelly Ukkestad

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EMAIL ME
shelly@deltalending.com
MLO 255485
Cell: 925-813-0180
Office: 925-392-3133
Fax: 925-281-0733
Delta Lending Group
191 Sand Creek Rd. #100
Brentwood, CA 94513

Shelly lives in Discovery Bay.  She has been back in California for 7 years.  She relocated back home after living in North Carolina for 10 years.  She has been in the mortgage industry for 10 years and is consistently a top producing loan originator.  She has been married for 21 years and has 2 beautiful daughters.  She enjoys spending time with family and friends, especially going out on the Delta.

“My goal is to make a positive impact and create value to every client.  I do this by educating and providing excellent customer service.  I have built a reputation of integrity, accountability, honesty and reliability from the foundation of treating others the way you want to be treated.  I have developed a productive partnership with my Realtors and associated and together as a team we provide our clients with the tools to reach the goal of home ownership, whether it is their first home, investment, or re-entry into the market.”


Mortgage Advisor


Tiffany

Tiffany Totorica

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EMAIL ME
tiffany@deltalending.com
MLO 1177663

Office: 925-513-0444
Fax: 925-513-0647
Delta Lending Group
1280 Central Blvd. Suite B
Brentwood, CA 94513

Mortgage Advisor